Guidline for better expense tracking

Hi! Over the years we have read about percentages a person should follow as they go through life spending their incomes, some guidlines are good and some miss the mark completly. The advice changes because our lifestyles change, but the base line remains at about the same range. Here is yet another suggested guideline from Money Management International's Consumer Credit Counseling Services, houston. You be the Judge- but whatever you believe, Heed the advice that you should be aware of where your income is being distributed.
-Housing should be no more than 20% to 35% of your after tax income
-Food 15% to 30%
-Transportation 6% to 20%
-Medical costs 2% to 6%
-Insurance 4% to 6%
-Utilities 4% to 75
-Clothing 3% to 10%
-Personal care 2% to 45
-Miscellaneous expenses 1% to 4%
***These percentages apply AFTER you set aside at least 10% of what you earn as savings.

The Ocean City real estate market is becoming more active! Compared with January 2009, February has triple the number of pending sales. Not a surprise- the property prices have declined to an attractive level, and interest rates have stayed at their low low levels.
St. Patricks Day ( March 17th ) will be celebrated in Ocean City on March 14th this year. The parade begins at 60th Street and ends on 45th Street parking lot for food,music and green beer. Plan to join the festivities.

Long and Foster Real Estate in Ocean City, Maryland is sponsoring a huge fundraiser for the entire month of March for Diaconia. The organization is in dire need because the lost some of the public funding they were depending upon. We all are used to hearing the pleas for help during Thanksgiving and Christmas Holidays, but those in need get hungry and cold all during the year. If many give just a little, we can make the difference. Our office is across the street from the Carousel at 119th Street, we will collect money for Food Lion Gift cards,food, clothing, baby and children items to include formula and baby food. We are asking for your help- its a great cause. You may call 410-524-1700 Thank You!